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Banking the World
By:Robert Cull,Robert J. Cull,Aslı Demirgüç-Kunt,Jonathan Morduch
Published on 2013 by MIT Press

Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it. About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast |unbanked| population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.

This Book was ranked at 30 by Google Books for keyword Banking.

Book ID of Banking the World's Books is qebAdQOZ_AoC, Book which was written byRobert Cull,Robert J. Cull,Aslı Demirgüç-Kunt,Jonathan Morduchhave ETAG "chGPqBewCfk"

Book which was published by MIT Press since 2013 have ISBNs, ISBN 13 Code is 9780262018425 and ISBN 10 Code is 026201842X

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